Applying for a rental

A person sitting at a table writing in a notebook, with a laptop nearby.

Renting in Australia can feel easier when you understand the process. 

Renting in Australia can feel easier when you understand the process, especially if you are moving to a new area.  

Finding a rental can be hard. Veterans and families of veterans may also be adjusting to things such as changes in income and limited work or rental history after leaving the Australian Defence Force (ADF). Being prepared, organised and quick to respond can help you put in a stronger application.   

Top tips for applying for a rental property  

Get your paperwork ready  

Try to gather these documents before you start applying:  

  • Photo identification  
  • Proof of income (such as payslips or an employment contract)  
  • Rental and/or personal references that are current and easily contactable  

If you have lived in a Defence Housing Australia (DHA) property, DHA may be able to give you a rental reference. You can check the Defence Housing Australia website for more information.   

If you do not have a recent rental history   

If you do not have a recent civilian rental history, you can still support your application with:  

  • A DHA rental reference, if this applies to you  
  • Character references from past supervisors or commanding officers  
  • Proof of steady income, savings or ongoing work  
  • A short explanation of your Defence service and posting history  

Clear information can help the property manager understand your situation.  

Start your search early  

Start looking for properties six to eight weeks before you want to move.  

Starting early gives you time to:  

  • Watch the local rental market  
  • Attend inspections  
  • Apply for more than one property if you need to  

Plan for upfront rental costs  

When you plan your budget, remember that getting a rental usually means paying:  

  • A bond, often up to four weeks of rent  
  • Rent in advance, often two weeks  

Planning for these costs early can help reduce money stress when you are offered a property.  

Follow application instructions carefully  

Each rental listing may ask you to apply through a different online platform or website.  

Make sure you:  

  • Follow the instructions on the listing  
  • Complete all required fields  
  • Upload the documents requested  

If you have trouble with the application, contact the real estate agent or property manager for help.   

Attend inspections  

In many states and territories, you need to attend an inspection before you can be considered for a rental. An inspection is also your chance to:  

  • Check the layout and size  
  • Look for maintenance problems  
  • Decide if the property is right for you  

Try to arrive on time because inspections are often short.  

Dress neatly  

 There is no formal dress code, but dressing neatly can help you make a good impression and show that you are serious about the property.  

Communicate promptly  

Prompt communication can help in a competitive rental market.  

  • Submit your application as early as possible  
  • Reply quickly to calls or emails from agents  
  • Make sure your referees are ready to respond if an agent contacts them  

Know your rights and responsibilities   

Each state and territory in Australia has its own rental laws. These laws explain the rights and responsibilities of tenants, property managers and property owners.  

Rental laws also protect people from unlawful discrimination. If you are not sure whether a rental decision was fair or lawful, your state or territory tenancy authority may be able to help.  

The links below take you to official renting information for each state and territory.  

State and territory renting information  

  • Australian Capital Territory (ACT): Read more  here.  
  • New South Wales (NSW) Read more here.  
  • Northern Territory (NT) Read more here.   
  • Queensland (QLD) Read more here.  
  • South Australia (SA) Read more here.  
  • Tasmania (TAS) Read more here.  
  • Victoria (VIC) Read more here.  
  • Western Australia (WA) Read more here.  
Factsheet
  • Financial Wellbeing
  • Housing
  • Family, Children and Caring
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Applying for a Medicare card

A person sitting on a sofa indoors with a laptop, looking towards a window with natural light.

When you transition from the ADF to civilian life, it is important to have a Medicare card.  

When you transition from the Australian Defence Force (ADF) to civilian life, it is important to have a Medicare card. It helps you access Australia’s public health system.  

After you leave Defence, Medicare becomes your main way to access subsidised medical services, including:  

  • GP (doctor) visits  
  • Public hospital treatment  
  • Some prescription medicines  

Even if you hold a Department of Veterans’ Affairs (DVA) Veteran Card, you may still need Medicare for health care that is not covered by DVA.  

What enrolling in Medicare means  

To get a Medicare card, you need to enrol in Medicare.  This is the official term Services Australia uses for applying for and receiving a Medicare card.  

When to apply  

You should apply for Medicare before leaving the ADF, or as soon as possible after discharge.  

Applying early helps reduce the risk of a gap in your access to health care once Defence health services end.  

How to apply  

You can enrol in Medicare in one of the following ways:  

  • Online through myGov  
    This is the quickest option and allows you to track the progress of your application.  
  • Using a Medicare enrolment form  
    This option is available if you are unable to apply online.   

What you will need  

When you apply, you will need to provide proof of identity and Australian residency, such as:  

  • An Australian passport  
  • A birth certificate  

You can enrol:  

  • As an individual  
  • Include eligible family members on the same Medicare card.  

Helpful links  

Factsheet
  • Health and Wellbeing
  • Family, Children and Caring
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